Income Tax Estimator

Estimate your US federal income tax liability based on your income and filing status.

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Estimated Federal Tax
Effective Tax Rate
Marginal Rate
Est. Take-Home
Monthly Take-Home
⚠️ Disclaimer: This is an estimate for federal income tax only. State taxes, FICA, and other deductions are not included. Always consult a tax professional for accurate tax advice.

How the Tax Estimator Works

The calculator on loancalcfree.com applies the standard deduction for your filing status, then calculates federal income tax using the 2024 US tax brackets. It shows both your effective tax rate (average) and marginal rate (highest bracket).