The short version: LoanCalcFree.com is a free calculator website. We do not require any registration or personal information to use any of our tools. The numbers you type into our calculators stay in your browser and are never sent to us.
This Privacy Policy describes how LoanCalcFree.com ("we", "our", or "the Site") collects, uses, and protects information when you visit our website. By using this site, you agree to the practices described in this policy.
This policy applies to all pages and tools hosted at loancalcfree.com.
We do not require users to register, create an account, or submit any personal information to use our calculators. The information that may be automatically collected when you visit the Site includes:
We do not have any contact forms, comment sections, or user accounts. We do not ask for your name, email address, or any other personal information.
Important: All calculations performed on LoanCalcFree.com happen entirely within your browser using JavaScript. The numbers and values you enter into any calculator are never transmitted to our servers and are never stored or logged by us.
When you enter a loan amount, interest rate, income figure, or any other financial value into one of our tools, that data is processed locally on your device. Closing or refreshing the page clears all inputs. We have no access to the financial figures you calculate.
LoanCalcFree.com itself does not set any first-party cookies for tracking or user identification purposes. However, third-party services we use (Google AdSense and Google Analytics, if enabled) may set cookies on your device.
Cookies are small text files stored on your device by websites you visit. They are widely used to make websites work more efficiently and to provide reporting information to site operators.
Third-party advertising and analytics providers (see Section 5 and 6) may set cookies in your browser. These cookies are governed by the respective third-party's privacy policies, not this one. You can control cookie behaviour through your browser settings or by using opt-out tools provided by those services.
You can choose to disable or delete cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of some features on this or other websites. Most browsers allow you to:
LoanCalcFree.com is funded by display advertising served through Google AdSense. This is how we keep all tools free for all users.
Google AdSense serves ads based on your visit to this site and other sites on the internet. Google uses cookies and similar technologies to serve ads based on your prior visits to websites. This is sometimes called interest-based or personalised advertising.
The financial information you enter into our calculators is never used for advertising purposes. As noted above, your calculator inputs never leave your browser. Ad personalisation is based only on general browsing signals, not your financial inputs on this site.
You can opt out of Google's use of cookies for personalised advertising by visiting Google's Ads Settings. Alternatively, you can opt out of third-party vendor use of cookies for personalised advertising by visiting aboutads.info.
Note that opting out of personalised ads does not mean you will stop seeing ads — it means the ads you see will be less relevant to your interests.
We may use the following third-party services on this site. Each has its own privacy policy which governs how they collect and use data.
Used to display advertisements on the site. Google may use cookies and device identifiers to serve relevant ads. See Google's Privacy Policy for details.
We may use Google Analytics to understand aggregate usage patterns on the site (e.g., which calculators are most visited, what devices are used). This data is anonymous and aggregated — it does not identify individual users. You can opt out using the Google Analytics Opt-out Browser Add-on.
We use Google Fonts to load typefaces for the site's design. When your browser loads our pages, it may make a request to Google's servers to retrieve font files. Google's privacy policy governs this interaction.
We do not sell, trade, or transfer your information to any third parties for commercial purposes. The third-party services listed above are limited to providing functionality (ads, analytics, fonts) and are not given access to any personal financial data entered into our calculators.
Depending on your location, you may have certain rights regarding your personal data under laws such as the GDPR (European Union), UK GDPR, CCPA (California), or similar legislation. These rights may include:
To exercise any applicable rights, please contact us using the details in Section 10.
LoanCalcFree.com is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately and we will take steps to delete it.
Parents and guardians are encouraged to monitor their children's internet use and to help enforce this policy.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we do, we will update the "Last Updated" date at the top of this page.
We encourage you to review this policy periodically. Continued use of the site after any changes constitutes your acceptance of the updated policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please visit our Contact page to get in touch. We aim to respond to all inquiries within 1–2 business days.